Habitat for Humanity of Douglas County

Qualifications

Looking for an affordable home? We may be able to help.

Are you in need of safe, affordable housing?

• Do you have problems with the heating system, plumbing, electrical, building structure or other health or safety issues in your current home?
• Do you have insufficient bedrooms to meet your family’s needs?
• Do you live in an unsafe or unsanitary area?
• Have you lived or worked in the Douglas County area for at least one year?
• Are you unable to get a loan to purchase a home?

If you answered yes to one or more of these questions, you may be a candidate for a Habitat for Humanity home!

Do you meet our guidelines?

Guidelines include all forms of income: employment, public assistance, child support, alimony, social security, etc.

2009 HUD GUIDELINES

$58,500 Median Income for Douglas County

Income Maximum at 60% of Median Income:

Family Size | Maximum Gross Income
1…………………$24,720
2…………………$28,260
3…………………$31,800
4…………………$35,340
5…………………$38,160
6…………………$40,980
7…………………$43,800
8…………………$46,620

Your employment history, credit history, and ability to make monthly mortgage payments will also be considered.

These guidelines are currently effective, and Habitat reserves the right to adjust these guidelines at any time. If your family size is larger than listed above, please contact Habitat.

Are you willing to partner with us?

If approved for a Habitat home, you must be willing to:

• Provide 200 hours of “sweat equity” for each adult family member 18 years of age and older. (Sweat equity refers to actual hands-on experience. You will work alongside Habitat volunteers in building your home and the homes of others and help with other Habitat events and activities);
• Participate in Habitat’s training and educational programs; and
• Accept the responsibility of owning your own home, making monthly mortgage payments on time and keeping the home and yard well maintained.

If you meet Habitat’s requirements and are selected for a home, Habitat will sell you a home at zero percent interest, no profit.
Mortgage payments include principal and escrow for taxes and insurance will be approximately $500 per month. Costs will vary based on taxes, insurance and home size.

Families not initially selected may reapply.

The selection of families who will purchase homes from Habitat for Humanity will be done by the Family Selection Committee in a way that does not discriminate on the basis of race, sex, color, age, handicap, religion, marital status, or because all or part of the applicant’s income is derived from public assistance programs.

If you meet Habitat’s Requirements you’re invited to apply!

We encourage you to complete and return an application or visit us at:
Habitat for Humanity of Douglas County
911 State Highway 29 N Suite 200
Alexandria, MN 56308
Phone/Fax: 320.762.4255
info@hfhdougalscounty.org

All information is considered confidential and is to be used only for family selection.
The application process takes between two to three months.

First-Time Home Buyer Tax Credit Available
Learn how you can take advantage of this $8,000 tax credit to buy the home of your dreams at federalhousingtaxcredit.com. This site will help you learn if you qualify as a first-time home buyer.

Equal Housing Opportunity: We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.